Taiwan Labor Insurance 2026

How Taiwan Labor Insurance Old-Age Pension Is Calculated

The old-age pension uses the average of the highest 60 months of insured salary and pays the higher result from two statutory formulas.

Prepared byLife Finance Tools editorial
Last updatedAugust 13, 2026
PurposeTaiwan system information, checked against official sources
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Official sources checked August 13, 2026Rules and application procedures can change. Use the latest Ministry of Labor / BLI information for an actual claim.

Use the highest 60 months of insured salary

The old-age pension generally uses the average of the highest 60 months of insured salary during coverage.

Two formulas are compared

Formula 1: average insured salary × years × 0.775% + NT$3,000. Formula 2: average insured salary × years × 1.55%. The higher result is used.

Early or deferred claiming adjusts the result

The calculated pension may then be reduced or increased under the annual adjustment rules.

Official calculation controls

Service-day details and special eligibility conditions can change the final amount.

How can you use this?

Confirm your actual inputs, then compare at least two scenarios in the related calculator. For statutory benefits, the official rules in force when you apply control the final result.

Taiwan Labor Insurance information for education and planning only. Eligibility and final benefit amounts are determined by BLI.