Taiwan Labor Rights | NHI, Labor Insurance, Pension, Wages & Hours
Bring together common employee questions—from wages and overtime to National Health Insurance, Labor Insurance, Employment Insurance and labor pensions—while checking official rules for your individual case.
A softer visual for rules-heavy information
Use the calculators to understand your numbers first, then confirm eligibility, work-hour rules and insurance status with the relevant Taiwan authority.
Start with pay and overtime, then connect them to NHI, insurance and pension rules
Employment conditions and social insurance are different systems, but both are core parts of practical labor-rights planning.
Salary to Hourly Rate
Convert monthly pay, workdays and daily hours into daily and hourly income.
OvertimeOvertime Pay Calculator
Separate monthly-salary and hourly-paid estimates for ordinary weekday overtime.
Supplementary premium
2.11% scenarios for six payment categories.
PensionVoluntary contribution up to 6%
Monthly contribution, tax-effect and accumulation scenarios.
What does a 3%, 5% or 10% raise really change?
Compare nominal pay growth with actual income and working hours.
Does a higher salary mean you are richer?
Compare wage growth with inflation and real purchasing power.
Separate NHI, Labor Insurance, Employment Insurance, and Labor Pension
Keep NHI, Labor Insurance, Employment Insurance, and Labor Pension rules distinct, with a BLI e-service tutorial for labor programs.
Old vs New Labor Pension hub
Old 45-base formula, new 6% account, age-60 claims, and the 2026 old-system update.
BLI e-service entrance + tutorial
Check Labor Insurance history, insured salary, Labor Pension account, and retirement estimates.
Pure old-system voluntary contributions from July 17
Eligible voluntary contributors may also agree on early settlement with the employer.
NHI belongs in the labor-rights map because employment affects enrollment
NHI is universal social insurance, not a worker-only program. For employees, however, the workplace normally acts as the enrollment unit, so job status matters directly.
Employer enrollment, dependents, premiums, and job changes
Understand employee enrollment, 2026 premium sharing, dependent status, and coverage transitions after leaving a job.
Social vs private insurance
Keep NHI, Labor Insurance, and private medical insurance in separate layers.
What NHI does not eliminate
See how hospitalization, expense reimbursement, and lump-sum benefits differ.
Calculate your scenario
Insured Salary Bracket
Map monthly compensation to the 2026 Labor Insurance level.
2026Employee Premium Estimate
Basic Labor + Employment Insurance estimate.
Age 65Old-Age Pension Estimate
Two-formula comparison with early/deferred adjustment.
2026 updateMaternity Benefit Estimate
60-day benefit plus eligible top-up scenario.
Rules and application procedures can change. Use current official information for actual claims.
12 Taiwan Labor Insurance articles
Taiwan Labor Insurance 2026: Key Updates at a Glance
Key 2026 changes include a NT$29,500 minimum monthly wage / first insured-salary level and a statutory old-age pension age of 65.
Taiwan Labor Insurance Salary Brackets for 2026
The 2026 general Labor Insurance salary table uses 11 main levels from NT$29,500 to NT$45,800.
Taiwan Labor Insurance Premium Rates in 2026
For general employees, the ordinary Labor Insurance rate is 11.5% and Employment Insurance is 1%, with costs shared among employee, employer, and government.
Taiwan Labor Insurance Old-Age Pension Age Reaches 65 in 2026
From 2026 onward, the statutory old-age pension age is 65, with limited early or deferred claiming adjustments.
How Taiwan Labor Insurance Old-Age Pension Is Calculated
The old-age pension uses the average of the highest 60 months of insured salary and pays the higher result from two statutory formulas.
Early or Deferred Taiwan Labor Insurance Pension: ±4% per Year
Eligible workers can generally claim up to five years early or defer up to five years, with a 4% annual adjustment up to 20%.
Taiwan Labor Insurance vs. Labor Pension: Two Different Systems
Labor Insurance is social insurance, while the Labor Pension is an individual retirement-account system. They are separate sources.
Taiwan Labor Insurance Maternity Benefit in 2026
The Labor Insurance maternity benefit equals 60 days based on the prior six-month average insured salary; qualifying births from 2026 receive a government top-up to NT$100,000 per child.
Taiwan Labor Insurance Ordinary Sickness Benefit Basics
For qualifying ordinary sickness or injury, the benefit is generally based on half of the average insured salary, subject to duration and eligibility rules.
What Taiwan Labor Insurance Covers
Taiwan Labor Insurance covers more than retirement, including maternity, sickness, disability, old age, and death benefits.
What Happens If Taiwan Labor Insurance Coverage Is Interrupted?
An interruption does not automatically erase prior Labor Insurance service. Old-age benefits are assessed using accumulated service and eligibility rules.
2026 BLI Service Updates: Pension Relinquishment and Online Insurance-Service Tools
In 2026, BLI introduced or expanded services including a written pension-relinquishment mechanism in specific cases and online Employment Insurance service-year calculation.