How does the estimate work?
For Category 1–3 insured persons and dependents, the self-paid general premium depends on the insured amount, premium rate, contribution share, and dependent count. For the employee group covered by this calculator, the insured person and dependents bear 30%.
The calculator first rounds the per-person monthly contribution, then multiplies it by the insured person plus chargeable dependents. More than three dependents are charged as three.
Why can salary differ from the NHI insured amount?
NHI uses an official insured-amount schedule. Salary mode provides a general bracket match only; actual reporting can depend on statutory remuneration rules, enrollment category, and an NHIA determination.