Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-13 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-13 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Official sources checked August 13, 2026Rules and application procedures can change. Use the latest Ministry of Labor / BLI information for an actual claim.
Labor Insurance is social insurance
It provides benefits for insured events such as maternity, sickness, disability, old age, and death.
Labor Pension is an individual retirement-account system
Employer contributions to the Labor Pension system are separate from Labor Insurance premiums.
A retiree may receive both
If each system’s conditions are met, they can become two separate retirement-income sources.
Calculate them separately
Do not combine the two systems into one formula.
How can you use this?
Confirm your actual inputs, then compare at least two scenarios in the related calculator. For statutory benefits, the official rules in force when you apply control the final result.
Taiwan Labor Insurance information for education and planning only. Eligibility and final benefit amounts are determined by BLI.