Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-13 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-13 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Official sources checked August 13, 2026Rules and application procedures can change. Use the latest Ministry of Labor / BLI information for an actual claim.
Use the highest 60 months of insured salary
The old-age pension generally uses the average of the highest 60 months of insured salary during coverage.
Two formulas are compared
Formula 1: average insured salary × years × 0.775% + NT$3,000. Formula 2: average insured salary × years × 1.55%. The higher result is used.
Early or deferred claiming adjusts the result
The calculated pension may then be reduced or increased under the annual adjustment rules.
Official calculation controls
Service-day details and special eligibility conditions can change the final amount.
How can you use this?
Confirm your actual inputs, then compare at least two scenarios in the related calculator. For statutory benefits, the official rules in force when you apply control the final result.
Taiwan Labor Insurance information for education and planning only. Eligibility and final benefit amounts are determined by BLI.