Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Beginner principle: Understand the mechanics and risks before buying. Knowing orders, settlement, and costs matters more than finding a hot tip.
Step 1: Have settlement cash ready
Before ordering, make sure the settlement account can hold enough cash by the broker’s required time. Execution creates a formal payment obligation.
Step 2: An order is not an execution
Entering symbol, side, price, quantity, and order conditions only submits an order. It executes only when market conditions match.
Step 3: Execution creates the trade
After execution, the broker reports the actual price and quantity. The execution price can differ from the last traded price you saw.
Step 4: Ordinary trades settle T+2
Taiwan cash-market ordinary trades settle on the second business day after the trade date.
What to learn next
- No account yet: start with the account-opening guide
- Planning to buy ETFs: learn fund structure and premiums/discounts
- Considering leverage: first understand margin and stock-backed borrowing risks
Primary / official sources
General investing education only. Market rules and fees can change; use current exchange, regulator, and broker disclosures.