Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Beginner principle: Understand the mechanics and risks before buying. Knowing orders, settlement, and costs matters more than finding a hot tip.
Official names can be impersonated
TWSE's anti-fraud portal regularly warns about fake advertisements, groups, sites, and apps impersonating regulators, exchanges, brokers, or public figures.
Do not install investment apps sent by strangers
If an app is not obtained through the broker’s official site or trusted app-store channel, stop and verify with the broker directly.
Never hand over passwords, OTPs, or electronic credentials
TWSE requires stronger authentication and abnormal-login notification. OTPs and credentials exist to prove that you are the person authorizing the action.
Guaranteed returns and 'special channels' are red flags
Scams often use promises of high returns, special IPO access, insider opportunities, or threats of default to pressure victims into transferring money.
What to learn next
- No account yet: start with the account-opening guide
- Planning to buy ETFs: learn fund structure and premiums/discounts
- Considering leverage: first understand margin and stock-backed borrowing risks
Primary / official sources
General investing education only. Market rules and fees can change; use current exchange, regulator, and broker disclosures.