Remember: Actual card and loan conditions depend on the financial institution's approved terms and contract.
Convenience does not mean low cost
Cash access can come with fees and interest.
Fee formulas vary by issuer
Review the card contract.
Unpaid balances may revolve
Interest can apply to the remaining principal.
Compare other funding sources
For planned borrowing, compare regulated alternatives.
Official reference
Taiwan Banking Bureau — proper credit-card use ↗
General financial education only. Not a lending offer, personal credit determination, or individualized borrowing advice.