Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-16 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Key point: JCIC does not publish exact model weights, so this site does not offer a fake calculator claiming to predict your official score.
Step 1: Open the official JCIC online service
The official portal is apply.jcic.org.tw. Credit information is sensitive, so do not enter certificate credentials through unknown ads, messages, or links.
Step 2: Prepare an authentication credential
Current online service requires users to be at least 18 and use a citizen digital certificate or qualifying software financial certificate issued by a bank, securities firm, insurer, or other eligible institution.
Step 3: Choose a report or score
The service offers Chinese and English credit reports and a standalone Chinese credit score; reports can include the credit score.
Step 4: Read more than the number
Actually scored reports include percentile information, and certain lower results can include main reason explanations. Also review loans, cards, inquiries, and data accuracy.
Primary / official sources
Loan, card, and pricing decisions remain subject to each financial institution's underwriting policy; the JCIC score is one reference only.