Prepared by A-J | Author brand: 盡職生活｜阿J的普通人理財筆記
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-25 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
About the author/site · Vocus @WUCJ ↗ · Editorial policy
Page version: 2026-08-25 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Losses remain substantial: Taiwan CIB reported 11,437 fraud cases and about NT$4.704 billion in losses in June 2026. By loss amount, fake investment accounted for 32%, fake dating/investment 22% and police/prosecutor impersonation 20%.
Typical fake-investment flow
- Social ad, fake expert or online relationship.
- LINE group with fake profit screenshots.
- Fake app/site.
- Early paper profits encourage larger deposits.
- Withdrawal is blocked unless the victim pays “tax,” “margin,” “verification” or other invented fees.
Why insurance policies are targeted
Policies with cash value can be surrendered or borrowed against. Scammers may impersonate officials and order victims to “protect” or “supervise” assets by surrendering policies or transferring proceeds.
Fake overseas insurance
Criminals can copy a real insurer's brand, logo and contracts while directing funds to fraudulent overseas accounts.
Red flags
- Guaranteed profit.
- Private chat-only contact.
- Cash handoff or personal account deposits.
- Unknown apps or look-alike domains.
- Requests for OTPs, remote access or cards.
- Officials supposedly ordering asset transfers.
- Extra “tax/verification” fees before withdrawal.
Primary / official sources