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Page version: 2026-08-23 | Official or primary sources are preferred for material rules and figures. AI may assist structure, translation, and code, but is not used as the sole factual source.
Small-value regulatory limits
Current rules cap each worker at NT$30,000 per transaction, NT$50,000 per month and NT$500,000 per year. Do not automatically apply these caps to all ordinary bank wires.
Compare more than fees
- Fixed fee
- FX spread
- Intermediary/receiving fees
- Amount actually received
- Delivery time
- Refund/support
Check authorization
Use legally authorized services and avoid informal cash handoffs.
Compare the amount received, not only the stated fee
The recipient's final amount can be affected by the transfer fee, exchange-rate spread, intermediary charges, recipient fees, and settlement time. A service advertised as “low fee” does not necessarily deliver the most foreign currency.
Bank wires and regulated small-value migrant-worker remittance are different channels
They may have different rules, limits, providers, destinations, and customer-service arrangements. Verify that the provider is authorized and that the collection account belongs to the proper service.
Fraud prevention comes before saving a small fee
Do not hand cash, cards, online-banking credentials, or OTP codes to an unverified intermediary promising a better rate.