Turn a retirement asset pool into an income-duration scenario
Use this tool to compare monthly cash flow under different starting assets, payout periods, and assumed returns. It is not an insurer's annuity quotation.
How to read the result
Extending the payout period generally reduces the monthly amount. A higher assumed return improves the projection but is not guaranteed.
Practical scenario: Compare the same portfolio over 20-year and 30-year horizons and under a lower-return case to see whether essential spending still fits.
What the estimate does not include
The model does not include product guarantees, insurer charges, taxes, or real market volatility.
Treat the result as a range for further verification, then check the original contract, financial institution, or responsible authority before making a material financial decision.