🧮 LTC cash flow

Long-Term Care Funding Gap Calculator

Estimate a long-term care funding gap using monthly care costs, household capacity, public/insurance support, years of care and one-time costs.

Enter assumptions

Monthly care cost

Family monthly capacity

Public/other monthly support

Monthly insurance benefit

Years of care

One-time home/equipment cost

Existing lump-sum coverage/assets

Estimated total LTC gap

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Monthly gap—

Ongoing total—

One-time gap—

Coverage ratio—