Check your contract before prepaying
Some loans charge early-repayment penalties during a lock-in period. This tool only estimates the effect of reducing principal.
How should you use the result?
Try at least three scenarios: conservative, base, and optimistic. Interest rates, returns, income, and expenses can all change over time.
Is my data uploaded?
In this version, calculator inputs are processed directly in your browser and are not required to be sent to the website server.