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Taiwan Labor Insurance 2026

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance 2026: Key Updates at a Glance

Key 2026 changes include a NT$29,500 minimum monthly wage / first insured-salary level and a statutory old-age pension age of 65.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance Salary Brackets for 2026

The 2026 general Labor Insurance salary table uses 11 main levels from NT$29,500 to NT$45,800.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance Premium Rates in 2026

For general employees, the ordinary Labor Insurance rate is 11.5% and Employment Insurance is 1%, with costs shared among employee, employer, and government.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance Old-Age Pension Age Reaches 65 in 2026

From 2026 onward, the statutory old-age pension age is 65, with limited early or deferred claiming adjustments.

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Taiwan Labor Insurance 2026

How Taiwan Labor Insurance Old-Age Pension Is Calculated

The old-age pension uses the average of the highest 60 months of insured salary and pays the higher result from two statutory formulas.

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Taiwan Labor Insurance 2026

Early or Deferred Taiwan Labor Insurance Pension: ±4% per Year

Eligible workers can generally claim up to five years early or defer up to five years, with a 4% annual adjustment up to 20%.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance vs. Labor Pension: Two Different Systems

Labor Insurance is social insurance, while the Labor Pension is an individual retirement-account system. They are separate sources.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance Maternity Benefit in 2026

The Labor Insurance maternity benefit equals 60 days based on the prior six-month average insured salary; qualifying births from 2026 receive a government top-up to NT$100,000 per child.

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Taiwan Labor Insurance 2026

Taiwan Labor Insurance Ordinary Sickness Benefit Basics

For qualifying ordinary sickness or injury, the benefit is generally based on half of the average insured salary, subject to duration and eligibility rules.

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Taiwan Labor Insurance 2026

What Taiwan Labor Insurance Covers

Taiwan Labor Insurance covers more than retirement, including maternity, sickness, disability, old age, and death benefits.

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Taiwan Labor Insurance 2026

What Happens If Taiwan Labor Insurance Coverage Is Interrupted?

An interruption does not automatically erase prior Labor Insurance service. Old-age benefits are assessed using accumulated service and eligibility rules.

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Taiwan Labor Insurance 2026

2026 BLI Service Updates: Pension Relinquishment and Online Insurance-Service Tools

In 2026, BLI introduced or expanded services including a written pension-relinquishment mechanism in specific cases and online Employment Insurance service-year calculation.

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