Labor Rights | Taiwan NHI + Labor Insurance + Pension 2026
Guides to Taiwan NHI, Labor Insurance, Employment Insurance and pension systems; wage and overtime tools are available in the Labor Rights hub.
Taiwan NHI for Employees in 2026: Employer Enrollment, Dependents, Premium Sharing, and Job Changes
Employee enrollment, 2026 premium sharing, dependent status, and coverage transitions after a job change.
Read more →Old/New Labor Pension hub
Old 45-base formula, new 6% account, 2026 update, and e-service.
Open hub →Does Taiwan Labor Insurance Have an Old and New System? Not in the Same Way as Labor Pension
Labor Insurance is social insurance and does not have old/new systems like Labor Pension. The 2009 pension reform instead created different old-age benefit options for some workers with earlier coverage.
Read more →Taiwan Labor Pension Old vs New System: Account, Portability, Service Years, and Payment
The old system centers on service with the same employer and employer retirement reserves; the new system uses a portable individual account.
Read more →How to Know Whether You Are in Taiwan's New or Old Labor Pension System
For most Taiwan-national employees, July 1, 2005 is the key date, but other worker categories can have different statutory transition dates.
Read more →Taiwan Old Labor Pension: Retirement Conditions and the 45-Base Formula
The old system has three main voluntary retirement conditions and a formula of two bases per year for the first 15 years, then one base per year, capped at 45 bases.
Read more →Taiwan New Labor Pension: Employer 6%, Voluntary 6%, Portable Individual Account
Under the new system, employers contribute at least 6% of wages, workers may voluntarily contribute up to 6%, and the individual account is portable.
Read more →When Can You Claim Taiwan's New Labor Pension? Age 60 and the 15-Year Threshold
New-system Labor Pension is generally claimable at age 60. Workers with at least 15 years of contributions may choose monthly or lump-sum benefits.
Read more →Switching from Old to New Labor Pension: What Happens to Reserved Old-System Service?
Qualifying old-system service can remain reserved after switching to the new system, so old and new portions may need separate treatment later.
Read more →2026 Update for Pure Old-System Workers: Voluntary Contributions and Agreed Early Settlement
From July 17, 2026, pure old-system workers may voluntarily contribute to an individual account, with an additional agreed early-settlement option for eligible workers.
Read more →Taiwan Labor Insurance 2026: Key Updates at a Glance
Key 2026 changes include a NT$29,500 minimum monthly wage / first insured-salary level and a statutory old-age pension age of 65.
Read more →Taiwan Labor Insurance Salary Brackets for 2026
The 2026 general Labor Insurance salary table uses 11 main levels from NT$29,500 to NT$45,800.
Read more →Taiwan Labor Insurance Premium Rates in 2026
For general employees, the ordinary Labor Insurance rate is 11.5% and Employment Insurance is 1%, with costs shared among employee, employer, and government.
Read more →Taiwan Labor Insurance Old-Age Pension Age Reaches 65 in 2026
From 2026 onward, the statutory old-age pension age is 65, with limited early or deferred claiming adjustments.
Read more →How Taiwan Labor Insurance Old-Age Pension Is Calculated
The old-age pension uses the average of the highest 60 months of insured salary and pays the higher result from two statutory formulas.
Read more →Early or Deferred Taiwan Labor Insurance Pension: ±4% per Year
Eligible workers can generally claim up to five years early or defer up to five years, with a 4% annual adjustment up to 20%.
Read more →Taiwan Labor Insurance vs. Labor Pension: Two Different Systems
Labor Insurance is social insurance, while the Labor Pension is an individual retirement-account system. They are separate sources.
Read more →Taiwan Labor Insurance Maternity Benefit in 2026
The Labor Insurance maternity benefit equals 60 days based on the prior six-month average insured salary; qualifying births from 2026 receive a government top-up to NT$100,000 per child.
Read more →Taiwan Labor Insurance Ordinary Sickness Benefit Basics
For qualifying ordinary sickness or injury, the benefit is generally based on half of the average insured salary, subject to duration and eligibility rules.
Read more →What Taiwan Labor Insurance Covers
Taiwan Labor Insurance covers more than retirement, including maternity, sickness, disability, old age, and death benefits.
Read more →What Happens If Taiwan Labor Insurance Coverage Is Interrupted?
An interruption does not automatically erase prior Labor Insurance service. Old-age benefits are assessed using accumulated service and eligibility rules.
Read more →2026 BLI Service Updates: Pension Relinquishment and Online Insurance-Service Tools
In 2026, BLI introduced or expanded services including a written pension-relinquishment mechanism in specific cases and online Employment Insurance service-year calculation.
Read more →